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If you’re like most business owners, growth is always the goal. But getting to the next stage in your evolution can be a challenge, often underscored by a lack of the finances necessary to take you there. It takes investment to add products or services, run ads, or hire help. Perhaps you’ve even looked into business financing to help expand your business, but have been daunted by the hassle of the traditional application process.
That was the motivation behind creating Squarespace Capital—a way to finance your business’ growth, designed with the realities of a small business in mind.
What is Squarespace Capital?
Squarespace Capital is a program that allows you to apply for financing directly through the Squarespace platform. This process offers fast and flexible financing, so you can get the money you need to reach your next business goal, without all the typical hoops to jump through and wait times associated with the conventional process.
If you’re approved, how you use the funding for business expenses is up to you. Maybe you want to hire a bigger team to keep pace with sales. Or you’re looking to develop a new product idea. Or you simply need to stock up on best sellers to meet demand. Whatever the aim, having access to the financial backing to help you achieve it can be the key to growing your business.
Learn more in the Squarespace Capital FAQ
Who’s eligible for financing?
Squarespace Capital is designed for business owners who need quick access to financing to capitalize on growth opportunities and drive their businesses forward. Eligibility is based on a few factors, including usage of Squarespace Payments, running a business based in the U.S., U.K., or Germany and your processing volume.
You’ll know you’re eligible for Squarespace Capital if you receive an email from Squarespace informing you that you’re pre-qualified. Or, navigate to the Finance dashboard in your Squarespace account to check if you’re pre-qualified.
How to apply for Squarespace Capital
Maybe you were unable to qualify for financing in the past. What makes Squarespace Capital different is that eligibility is based on your sales history and store performance. You’re more likely to be eligible for Squarespace Capital than traditional funding.
Once you’ve been pre-qualified, applying is straightforward. You can complete your application in the Squarespace Finance dashboard in minutes, and you’ll find out if you’ve been approved in just a few business days.
Receiving your funds: If you’ve been approved, you’ll see the funds in your account in 3 to 4 business days. That means you can start putting that money to use immediately and take advantage of growth opportunities quickly.
Paying your financing: Payment varies depending on your financing type and region. Learn more at our Help Center.
Ways to use Squarespace Capital funds
As mentioned, how you use your Squarespace Capital funds is entirely your decision. Here are a few examples of how different types of businesses could use the money to support their evolution.
Add equipment and staff
Let’s say you’re a personal trainer currently serving clients one-on-one, scheduling sessions and taking payments through your website, and renting a small space from a local gym to provide your services. Your clientele is growing and you’d like to expand to provide classes and bootcamps. With funding, you can rent a space with more room and more equipment or hire another instructor to accommodate multiple classes.
Operate in more locations
Maybe you and a partner own a food truck catering to the lunch crowd in your town. You take pre-orders and payments directly on your website. Demand has gotten high enough that buying another fully equipped truck and staffing it would put your product in more places at once, allowing you to handle more special events and meet growing demand for your food.
Add or upgrade your services
You’re a photographer, shooting local weddings and events with an assistant, providing clients with photos and videos of their big days. Your website inquiries are increasing, the types of events you cover are getting more complex, and there’s a growing need to step up the final packages you deliver to clients. But you’re a two-person show.
Hiring a photo/video designer to create more sophisticated, better personalized packages for your clients would allow you to charge higher fees for your services and free you up to devote more time to client interactions and marketing.
Whether it’s upgrading or buying more equipment, moving into a bigger space, bringing on more staff, or investing in a new product, Squarespace Capital can give you the hassle-free support you need to take that next big step for your business.
Squarespace Capital is powered by Stripe and offers access to financing in the U.S., U.K., and Germany through trusted financing partners. All offers are subject to credit approval and terms may vary by partner. See our help center for additional details and disclosures.
This article was updated on May 28, 2026.